Individual
5.1 Million Impacted By Family Glitch: What Is It, And How Is The IRS Taking Steps To Fix It?
A headline from the scholarly journal, Health Affairs, starts… “The Family Glitch: Some low-to-moderate-income families may be locked out of receiving financial assistance to purchase health coverage through the Marke…
Individual
Individual Health: Calculating Household Size and Income for Premium Tax Credits
Since the passage of the Affordable Care Act, there have been mixed reviews on just how “Affordable” health insurance premiums are. The reality here is that the term “Affordable” has an actual, real-world, technical d…
Individual
1.3 Million Potentially Impacted by IRS Fine Print...Are you? [Form 8962 Guidance]
FORM 8962 URGENT UPDATE - TAX YEAR 2021ATTENTION: INDIVIDUAL TAX AND HEALTH INSURANCE PROFESSIONALS, AND CONSUMERS WHO WERE ENROLLED IN AN INDIVIDUAL HEALTH INSURANCE PLAN IN 2021 PLEASE FORWARD TO ANYONE YOU BELIEVE…
Individual
Filing your taxes? How to use “Path to Pennie” to pick up affordable health insurance too [Document]
In most years, individuals who don’t have access to health insurance select their plans during the annual Open Enrollment Period between November 1st – and December 15th. These dates can vary from state to state, and…
Medicare
Did You Turn 63 in 2021? This Tax Season Is An Important Medicare Milestone!
If you talk to friends or family about Medicare, it's clear that at about age 64.5 somehow, somewhere insurers find out just how old you are. With a list of 64.5-year-olds in hand, they start with an onslaught of mail…
Individual
Health Insurance and Taxes: Avoid a Five-Figure Penalty with Form 1095
What is Form 1095?If you are insured by an Employer, Medical Assistance, Medicare, or individually, you’ve probably thrown this form in with your paperwork and given it to the accountant come tax time. This form has t…
Medicaid
Letter to Senator Martin: Reducing Medicaid Spending
On December 22nd, 2021 Senator Scott Martin and Sen. David G. Argall published a memo about Promoting Work and Community Engagement for those receiving medical assistance. In a continual effort to advocate for our cli…
Medicare
Medicare Drug Plans and PACE/PACENET
What is PACE / PACENET Coverage?The Pharmaceutical Assistance Contract for the Elderly or “PACE” program is a lottery-funded program that provides prescription drug coverage to PA residents, age 65 and older, who meet…
Individual
My Health Insurance Premium Went Up! What is Going On?
The number one question we are receiving this open enrollment is "Why is the same plan so much more? Nothing has changed!" If you are experiencing this, you are not alone. We currently help clients in Florida, Georgia…
Individual
Premium, Deductible, Coinsurance: Oh My! Insurance Terms in Plain English
When it comes to healthcare, there are several terms regularly mentioned by your broker, in plan documents, and in medical bills. This article is meant to dispel some of the confusion that comes with health insurance…
Individual
Hospital Price Transparency Rule
Originally posted April, 2021, by the Lancaster Medical Society, in the Lancaster Physician Magazine here on page 22 where our principal, Joshua Brooker, was the Author.A patient comes to the ER complaining of a heada…
Individual
Companies look for way to help cover out-of-pocket expenses
In today’s competitive marketplace, companies offer their employees an exceedingly wide array of benefits. After all, benefits play a key role in attracting and retaining employees. Some employers choose to focus on t…