Employee Benefits
A Transformative Proposal for ACA Subsidies: A Shift Towards Small Business Equity and Efficiency
Improve ACA subsidies: Shift to calculating premium using prior actual income for equity, efficiency, and transparency.
Employee Benefits
Employer Affordability Calculator
Employer Affordability Calculator
Employee Benefits
Employer Plan Sponsors: NEW IRS Rule Gives Relief
IntroWhen the Affordable Care Act was passed into law in 2010, there were lofty promises of a world with affordable options for ALL people.For Applicable Large Employers (ALEs), ACA has come with additional compliance…
Employee Benefits
Families on Employer Health Insurance: NEW IRS Rule Gives Relief
IntroWhen the Affordable Care Act was passed into law in 2010, there were lofty promises of a world with affordable options for ALL people.For employer coverage, the new regulations required you to have access to prev…
Employee Benefits
Understanding Your ERISA Obligations When Offering Individual Coverage HRAs
Whether you run a small business or have hundreds of employees, you can capitalize on a wide range of health care options. For instance, you can offer your employees an individual coverage health reimbursement arrange…
Employee Benefits
$0 COBRA and ARPA, How it works and if I should take it...
This past year has been pretty rough. If you've been laid off, the question of what to do with your health insurance may seem like a daunting task. This outline will bring you up to speed on some of the protections yo…
Employee Benefits
Getting Close to 50 Employees? Unlocking the IRS mistakes that could cost you.
Starting in 2017, the IRS had begun sending notices to "applicable large employers"(ALEs) of their potential liability for an employer shared responsibility payment. See here for sample letter 226j. This letter, sent…
Employee Benefits
1.2021 IRS Updates for Employee Benefits
The IRS has Released Procedural Updates Regarding Letter Rulings and Other Guidance For Employee Benefit Planshttps://www.irs.gov/irb/2021-01_IRB EMPLOYEE PLANSRev. Proc. 2021-4, page 157. This document updates Rev. P…
Employee Benefits
Employer Reporting Requirements That Come With The ICHRA
As a business owner and employer, one of the biggest expenses on your plate is health insurance. No matter the size or sector of your organization, your employees are expecting high-quality and affordable health insur…
Employee Benefits
Why Employers Need to Embrace Employee Assistance Programs
When selecting a health care plan for their employees, employers tend to consider things like convenient care options, personalized experiences, and cost savings. Along with this, the focus tends to be on finding plan…
Employee Benefits
Outsourcing HR? What's Right for Small Businesses?
Running a small business presents both its opportunities and challenges. Whether your business is a vitamin or painkiller, your business can create real value in your customers’ lives. If that value is substantial, yo…